All elections made during this time will be effective January 1, 2021. Enrollments or changes are binding for the entire year, unless you experience a Qualifying Event. Completed paperwork may be submitted via email benefits@mmchr.com or fax (310) 360-5100. Please be sure to include your contact information and we will call or email you within 24 hours to confirm receipt. Questions? Email the Benefits Dept. at benefits@mmchr.com or call (800) 899-6624.